GMA HARD MONEY, LLC, a Pennsylvania limited liability company (“GMA HARD MONEY”, “We”, or “Our”), provides global financing services, including merchant cash advances, accounts receivable funding, asset based lending, and real estate bridge loans.
User Representations and Warranties
By using the Website, you represent, warrant and agree: (1) you will only use the Website for lawful and proper purposes; (2) you will not undertake any actions that interfere with the operations of the Website; and (3) you will not upload, post, transmit or otherwise make available any content We, in Our sole discretion, determine to be unlawful, infringing, libelous, inflammatory, intentionally false, vulgar, obscene, threatening, harassing, discriminatory or otherwise objectionable.
We may revise and update these Terms from time to time in Our sole discretion. All changes are effective immediately when posted. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.
We reserve the right to withdraw or amend this Website, and any service or material provided on the Website, in Our sole discretion without notice. From time to time, We may restrict access to some parts of the Website, or the entire Website, to users.
GMA HARD MONEY may, at any time, terminate or disable your access to, or use of, the Website without notice, for any reason, or without cause, at Our sole discretion.
Intellectual Property Rights
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by GMA HARD MONEY, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by GMA HARD MONEY. Any use of the Website not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other laws.
You may receive Confidential Information (defined below) of GMA USA and third parties through the use of this Website. You agree that you will not disclose Confidential Information to anyone and will not use Confidential Information for any purpose other than in connection with the legitimate procurement and/or use of GMA HARD MONEY products or services. “Confidential Information” is any information that (a) is non-public; (b) is available only to GMA HARD MONEY borrowers, brokers, investors and/or affiliated lenders; or (c) a reasonable investor would understand is confidential. If Confidential Information is required to be disclosed by you by applicable law, you may disclose such Confidential Information to the extent required; provided that you promptly notify GMA HARD MONEY so that We may have an opportunity to obtain protection or relief in connection with such disclosure.
Information About You
Reliance on Information Posted
The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you, or by anyone who may be informed of any of its contents.
The Website may include content provided by third parties, including materials provided by other users and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all content, other than the content provided by GMA HARD MONEY, are solely the opinions and the responsibility of the person or entity providing those materials. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.
Disclaimer of Warranties
YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY PRODUCTS, SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PROVIDED BY LAW, GMA USA HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.
Limitation on Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL GMA HARD MONEY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE OR ITS CONTENTS, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY CYBER ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY AFFECT YOUR COMPUTER EQUIPMENT, PROGRAMS, OR DATA DUE TO YOUR USE OF THE WEBSITE. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data.
The foregoing does not affect any liability that cannot be excluded or limited under applicable law.
You agree to defend, indemnify, and hold harmless GMA HARD MONEY, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website, its content, services, and/or products other than as expressly authorized in these Terms.
Governing Law and Jurisdiction
All matters relating to the Website and these Terms and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the Commonwealth of Pennsylvania without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the Commonwealth of Pennsylvania in each case located in the City of Pittsburgh, or, at GMA HARD MONEY’s sole election, to binding arbitration before a single arbitrator pursuant to the American Arbitration Association’s Commercial Dispute Resolution Procedures, with such arbitration to take place in the City of Pittsburgh, Pennsylvania.
GMA USA, LLC, a Pennsylvania limited liability company (“GMA HARD MONEY” or “We”), is committed to protecting your privacy through our compliance with this policy. Please know We do not sell any of your personal information for marketing purposes.
This policy describes the types of information We may collect from you when you visit the website www.HARDMONEYGMA.com (the “Website“) and our practices for collecting, using, maintaining, protecting, and disclosing that information.
Accountability and Contact Information
We may collect personal and financial information from you. This information includes, but is not limited to, email addresses, phone numbers, individual job information, financial and credit bureau information from prospective borrowers, brokers or others who apply or contact us in connection with our services. We collect this information solely for the purposes of evaluating applications, responding to inquiries and other communications, and providing you with information, products, or services that you request from us. We will retain information for as long as needed to provide you services or as necessary to comply with our legal obligations.
Cookies and Web Beacons
Disclosure of Information
GMA HARD MONEY may work with third parties in connection with its operations, services, and the Website. In order to provide optimal services, We may need to disclose personal identifying information or financial background information to such third parties. Your information may be shared on a “need to know” basis with such third parties in order to fulfill their business obligations. All such third parties will be required to keep your personal information secure.
California Privacy Rights
California Civil Code Section § 1798.83 permits users of the Website that are California residents to request certain information regarding our disclosure of personal information to third parties. To make such a request, please contact us at: 888-767-3815. Your request should be labeled “California Privacy Rights Request.”
GMA HARD MONEY takes data protection very seriously. We have implemented measures and security systems designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. We routinely review and enhance these systems, as necessary.
If you are located outside the United State of America, you may be transferring your personal information to the U.S. In such context, by accessing and using the Website, you agree and consent to such transfer by providing your personal information.
Correcting Personal Information
Please review your personal information and contact us immediately to correct any errors. GMA HARD MONEY reserves the right to independently verify such claims and your identity before making corrections.
Marketing Emails and Other Communication
As a user of GMA HARD MONEY services, you may occasionally receive information from us on products, services, or special offers. If you no longer wish to receive such communication, you may so indicate by contacting us to “opt out” via email at 888-767-3815.
Links to Other Websites
Links to third party websites may be accessible from the Website. GMA HARD MONEY is not responsible for the content or privacy practices used by websites that are linked from the Website.